Responding to the proliferation of financial products and the increasing digitalization of financial markets, Indonesia's financial regulatory authority, Otoritas Jasa Keuangan (OJK), recently enacted Financial Services Regulation No. 4 of 2025 (hereinafter as "POJK 4/2025").  Effective immediately, the regulation establishes comprehensive guidelines and mandatory compliance requirements for Financial Services Aggregation Providers (PAJK), significantly impacting entities engaged in the aggregation of financial services through electronic systems.  This regulation aims to offer greater certainty for both domestic and foregin investors operating in Indonesia.

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